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Referral Disclosure

Effective date: 17 August 2026 · Operator: Sergey Kuznetsov, NIE Z2933137K, Carrer de Regàs 15, 08006 Barcelona, Spain · [email protected]

Transparency about how this service makes money:

• When you open an account or start using a service with a provider we introduced, we may receive a referral commission or a revenue share from that provider.
• This never increases your cost: you pay the provider the same price with or without our introduction.
• Commercial arrangements do not change our shortlist logic: we match providers to your industry, geography and risk profile, and we tell you when we believe a case will not pass.
• Some providers pay us nothing; we introduce them anyway when they fit your case.
• The paid consultation is a separate service with a fixed price shown at booking; it is not commission-based.
• We may hold interests in, or partner with, some of the companies in our provider pool. Where a specific conflict of interest is relevant to your case, we disclose it before the introduction.